Phil Evans
Qualifying For A Home Mortgage
Qualifying for a mortgage, or getting “preapproved” for a home loan, can seem daunting. We will show you what to expect when looking to...
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Phil Evans
- Aug 24
- 4 min
What is a Mortgage?
Many people (including me back in the day) believe a mortgage payment to be one payment to a bank for a loan on a house or other real...
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Phil Evans
- Aug 3
- 5 min
Do Buyers Overpay When Competing with Multiple Offers?
At Timber & Rose Realty Group we have had the pleasure of helping hundreds of buyers over the years. In fact this year alone we have had...
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Phil Evans
- Jul 27
- 3 min
When Will Buying a Home Be Less Competitive?
The short answer is… not in the foreseeable future. I’m not an economist so I can’t know for sure, but you won’t find an economist that...
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Phil Evans
- Jun 29
- 4 min
The True Costs of Waiting to Buy a Home
Every month we have about 30 home buyers come through our home buying class and after we have shown graphs of inventory numbers and...
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Phil Evans
- Jun 21
- 2 min
9 Summer Events Your Friends Don't Know About (But You Won't Want To Miss)
In the summertime, our city comes alive with a vibrant energy as locals and visitors alike take advantage of the warm weather and long...
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Phil Evans
- Jun 15
- 3 min
Why Inventory is The One Statistic to Know as a Home Buyer or Seller
One of the easiest ways to understand the direction of the real estate market is by looking at inventory numbers. Every month a number is...
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Phil Evans
- May 31
- 2 min
Are Mortgage Rates Too High To Buy?
Everyone in the market knows that the interest rates have gone up dramatically the last six months. This sadly had devastating effects on...
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Phil Evans
- May 25
- 2 min
Why Is Understanding Inventory Important?
One of the most important measurements that we use in the real estate industry is monthly inventory. Monthly inventory is the number of...
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Phil Evans
- May 25
- 3 min
Local Business Spotlight: Grow Your Reading
This month we are speaking with Kim Prescott, owner of Grow Your Reading! She offers individual tutoring sessions helping elementary...
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Phil Evans
- May 18
- 2 min
Should You Wait for Foreclosures to Increase to Buy a Home?
Foreclosures happen when a buyer can’t pay their mortgage payments and the bank takes back the property to sell on the market....
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Phil Evans
- May 9
- 3 min
Do Home Values Drop In Recessions?
The last major recession that we went through in 2008-2010 was terrible. People were losing their jobs and their homes… multiple homes....
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Phil Evans
- May 3
- 2 min
Rent Costs Add up Over Time
How much do you pay in rent every month? What if you paid that amount to yourself rather than your landlord? How much money would you...
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Phil Evans
- Apr 27
- 2 min
The Other Benefits of Home Ownership
Most people hear about the benefits of home ownership being financial. There is equity, increase in values, and tax write-offs. You may...
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Phil Evans
- Apr 18
- 3 min
10 Essential Home Maintenance Tasks for a Stress-Free Spring!
We’re definitely looking forward to these warmer months and if you’re a home buyer, you probably are too! For homeowners, spring is a...
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Phil Evans
- Mar 29
- 2 min
What Can Buyers Look Forward to in the 2023 Spring Market?
Have you been waiting for months to see if 2023 is the year you’ll find your dream home at an affordable price? Welcome to Spring market...
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Phil Evans
- Feb 15
- 5 min
Local Business Spotlight: Lotus Heart Preschool
This month we sat down with Brynn Anderson, a Hayhurst teacher and the founder of community preschool program Lotus Heart Preschool. This...
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Phil Evans
- Jan 12
- 4 min
7 Tips to Avoid Water Damage During the Rainy Season
The rainy season is here and there are a number of things homeowners should be doing to keep our homes safe from water damage. A wet...
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Phil Evans
- Nov 30, 2022
- 2 min
Enjoy Portland in the Winter with These Events
The holidays are a time for reconnecting with family and get some time to recharge before starting a new year. Some activities and...
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Phil Evans
- Nov 29, 2022
- 8 min
7 Must-Try International Holidays Recipes
It’s finally that time of the year where we get to celebrate with delicious food, beautiful lights, decorations, and our loved ones. Here...
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